From Dead Broke to Cash Rich (Part 2)

These are the steps to gain your financial holdings:

1                     Recognise That The Root Is the Problem

2                     Show Me the Money

3                     Open Up

4                     Seek Professional Help

5                     Make Tough Decisions

6                     Keep Daily Financial Records

7                     Avoid Monthly-Instalment Payment Options Like The Plague

8                     Change Your Shopping Habits

9                     Create Multiple Sources of Income

1                     Show Me the Money

a)      Getting organised

a.       People who are organised are less likely to have bad debts. So if you one of those who gets overwhelmed by mounting debt, you probably have all your bills and late payments reminders unopened or even purposely misplaced them.

b.      In the end, you find yourself sinking deeper into debt.

c.       So get those letters out of their envelopes and start organising the bills, and file them into different files.

d.      Keep yourself updated of your debts

b)      Lay it out on paper

a.       This is to write out everything on Paper

b.      Yes, making it on computer on spreadsheets are good, but, provided you are not distracted by anything else on the computer.

c.       What to put down is, your income, Gross and net, and your liabilities, Debts, and expenses.

2                     Open Up

a.       Once you have a clear idea on your finances, it is to share with your family, be it your spouse and children if you are married. If not your parents and siblings.

b.      This is an emotional issue especially for breadwinners, as they are usually are unwillingly to share their situation so they can keep the family of being worry free. However, this can lead to much depression and internal stress as they couldn’t voice out their problems.

c.       With this laid out, at least the family is clear that they should not overspend, and do unnecessary expenditure.

d.      However, there are cases that the sharing got back-fired. If this happens, you know it is not a partner you should keep.

3                     Seek Professional Help

a.       Be it whether with the support of family, there’s another group of people who might be able to help you.

b.      However, do not get trick by designations like “Financial Planner”, who will end up selling only insurance plans to you, or saving plans to you, which ended up you into further debts. As you can see, you are already in financial trouble, why would want to buy more things that you may not be able to pay continuous for the next few decades?

                                                               i.      There are fee-based advisors who charge you for their time and expertise. With a monthly fees, these people look into your finances and determine what needs yur attention. They should NOT be earning commission on the product they recommend.

                                                             ii.      In public social service, there are counsellors from Family service centres (if in Singapore) and debt management facilities, who delivers financial advice. These counsellors are trained to advice you on how to manage debt problems and not how to increase your income or diversify your investments.

                                                            iii.      Your own friends whom you trust and who are better versed in financial matters. Do not forget to offer to pay for their services.

c.       It is true that it may be embarrassing to reveal your financial difficulties, however, things to be done, have to be done.

d.      Many will advise you to block your credit cards to prevent further unnecessary spending. This way you can keep up with your payments without further expenditures, and not damaging your credit report. If need be, you may have to talk to the bank to arrange a better repayment methods.

e.      Remember on top of reducing the expenses on debt and interest repayment, you still have a goal to increase your cash flow.

f.        That’s why the best way to pay your debts is to use CASH. If does not have saving, have to get an extra income or work longer hours for more overtime pay. Of course, sometimes your employer may not allow you to work overtime at all, in that case, it is time to get another form of income than to rely on one employer.

g.       Other than restructuring loans, keep a close record of your daily purchases to the smallest cent. This way, you will find out what spent is unnecessary and be able to cut back on that.

h.      With advice in hand and determination to get and stay out of debt, tough decisions are to be made.

That's a lot of absorb, and a lot to do. START NOW!

Who is Earth?

Have you thought about Saving Earth?

Transcript:

Humans.
What a incredible world.
We are considered the most intelligent species on the planet.
However, we are the worst. 
What are we doing on this world?
Who brought us here?
What's our mission on this planet?
Maybe we will never understand it.
But it seems, the only mission is to continue with extra destructions.

Have you consider that this planet does not belong to us? 
Either way, its care is in our hands.
They are here way before us. And we are nothing but their guests.
We came in and invade their territory. And we are destroying their home.
They being tolerant, we being forgiven, compromised. We are keeping order of their situation.
We being their kidnappers, their killers, 
However, they accept us as their owners. 
We are only species that attacks, destroys, annihilate, contaminate and extinguish just for our ambition or just live better. 
The world is yours, is ours, it's for all of us. 
However, remember its their world too, 
we have to understand they can do anything to save their lives.
Much Less, to save their planet.
Planet Earth is dying. 
We are destroying it in a new savage way.
But is hunger for lone. Is getting weak.
In despite of all, it keeps giving to us generously, the best experience since we had arrive on it.   
The planet has been the best host for all the species.
Does it needs any recognition?
If we were given the capacity to speak, think, create,  build and help.
Why are we remaining silent. ignoring,destroying and killing.
Open your eyes, you are dying too, along with your planet, the only planet in the solar system that we are given the privilege to live. 
We are billions on this planet, we are thinking race, rush by and  dominate, why we haven't notice it.
We are capable of conquering countries, the moon, even planets.
However, we  are not capable of conquering  our own hearts.
Touch our hearts, feel what is it trying to say, listen to what it is yearning for.
Let's understand we have to co-exist on the same planet,
Start by changing yourself, engage yourself. 
Make sure your children know it and understand it, and remind those who have forgotten.

When the day the humanity stops existing,  another species finds our planet, they will see that our species failed, fell down. but got up to fix our mistakes,

The planet is not the same any more, and we cannot wait any longer.
Everybody knows what we have to do,
Our  time is now,
The future of the planet within your hands. 

HELP it. 

Let's help it. 

Because Planet Earth is YOU.

From Dead Broke to Cash Rich (Book Summary) Part 1

These are the basic steps to wake up and start thinking what's wrong with your bank account.

1                     Recognise That The Root Is the Problem

2                     Show Me the Money

3                     Open Up

4                     Seek Professional Help

5                     Make Tough Decisions

6                     Keep Daily Financial Records

7                     Avoid Monthly-Instalment Payment Options Like The Plague

8                     Change Your Shopping Habits

9                     Create Multiple Sources of Income

Here we shall discuss part 1:

1                     Recognise That The Root Is the Problem

Nowadays, a lot of people acquire money in the form of debt which make us sinking deeper and deeper into debt. Money in your bank account is like fruits on a tree. If you see the fruits fall or if the tree does not bear more, treating the fruits will not make the tree bear bountifully. Realising that the root of money problem has nothing to do with your employer, spouse, family background or war, It is yourself all along!

Symptoms:

a)      You honestly do not know where your money went but you are broke before the month is over.

b)      You live pay check to pay check

c)       If asked at any time how much you have in your bank account, you probably do not know the exact amount, refuse to know the exact amount or answer, zero.

d)      You have to check your balance, first even to withdraw $100 from the ATM.

e)      You get late payments reminders from your banks and you avoid calls from debtors.

f)       You apply for loans in order to pay off loans you already have. Fancy names for this includes “balance transfer” or “refinancing”.

If you exhibit one or more of the above symptoms, you may suffer from the following curable “diseases”:

i)                    Lack understanding of money

You only thinks of ways of spending money, never know how to accumulate more or even invest what you had. You may start learning by reading the business section of newspapers, financial articles, magazines and books.  Reading theses regularly helps develop your acumen for the subject and learn interesting facts like banks are not as smart as you think. Moreover, during a financial crisis, people well-versed in money matters do not stop making money. They make more.

ii)                   Money is not important

When people says money is not important, you should know, they are broke. Money comes into play in every aspect of your life. From the very moment you wakes up, switching on the lights to the very moment you turn on the tap to get water, you are already spending money. Money will leave you for the company of others if you do not acknowledge its importance in helping make life more comfortable for you. It is a universal law that we attract the things which are important to us.

iii)                 Money is bad, I am pure

If this was the mantra you live by, then you and money does not live together. Unless you change this mind-set, you will remain in a financial mess. This is part of our subconscious mind that works without us interfering its activities.

iv)                 Zero sum game

Many people subconsciously believe that money is a zero sum game. These people believe that if someone has a lot of money, they must have accumulated it at the expense of someone else. In short, someone has to be very rich and to balance it out, someone else will have to be very poor. In actual fact, all can rich without depriving anyone else. It is a matter of understanding that the universe is one of abundance. It is a misconception that the rich are hoarding all the wealth. The truth is that the rich get richer by working together making money working for them, while the poor get poorer because they are afraid to share their knowledge, ideas and earnings.

v)                  No love for money (Instant gratification)

Many of us by traditions do not talk about money in the open, as it is not something one boldly declare you want more of it. It is not about one does not love money, but, scared to be embarrassed about it.

So, wake up a bit? Which category are you in?

How to survive with little money and to do better after that? -- Book Review

From Dead Broke to Cash Rich by Noryanni Ismail.

One-Income Household, How to Do a Lot with a Little by Susan Reynolds with Lauren Bakken, CPA.

Just finished above two books, and feel that i ought to share it around especially those who suffered the same predicament i am in now.

Before i start, i would like to thank Noryanni Ismail, the writer for "From Dead Broke to Cash Rich" for sharing her journey in this book. Although i do not spend a cent buying the book, I have to thank her for enlightening me and coaching me by her steps in her book. Her story context is more relevant than the other, in location wise. Because what is happening in Singapore is almost what she is experiencing in Malaysia. Whereas Susan's context is more relevant for USA, so, a lot of social help she recommends is not relevant to us here.

How you wonder no matter how much money you earn, you always feel that Money is never enough?
Yes, i do earn very little, less than a thousand now with many little children to care for. My expenses when calculated is always higher than what i earn, everyday, i am living in the red in the records. Sounds bad enough. I always hope i can earn more, but when i have a chance, same problem arise. I looked at some of my customers few years ago, live in condominum, private housing, they earn by the thousands. But when i pick up their thrown away bills (so i can sell them as waste paper), i was so curious so i took a peep, their credit limit from credit lines, credit cards are at least $8000 each, and yet, they blew the credit limits, almost all of it. I was shocked, I know the family, they have no children, and with such a high salary, they should be living a better life than i do. I would had thought they have no heavy debts like i do. I thought they have a great life living debt free. I was so wrong.

As Madam Ismail mentioned in her introduction, money habits is the same with 90% of the whole world. When one earns more, one spends more, one tends to borrow on credit cards and personal loans. And with the increaseing number of credit cards and personal loans selling their services in Singapore, i should not be surprised more and more people no matter how much they earn, is getting into financial trouble, even though most of them didn't realised it, until they fell off the pestrdestral like what happened to me.

I will follow up with a number of posts for a summary of both these books, together with my experiences and path. I admit i am not in financial freedom yet, in fact, i am very much what they says, in financial shit.

Starting late is better than never.
I hope to see the light at the end of the tunnel soon.

Contrary of Life

Today is buzzing with a lot of news around the world.

With Great Britain celebrating a royal birthday boy, and halfway across the globe in Japan with heart-warming  heroic story of saving a trapped woman between the platform and the train. It is a not a bad day after all.

However, Came across a disturbing article on Suicides occuring in Japan forests itself forwarded from a twitter friend. It's on dense Aokigahara Forest in Japan at famous Mt. Fuji.
It is a good message for those who are contemplating to take their lives in its stride.
I do hope there are more people like Azusa who positively feel that we should connect more on look, feel and touch of each other than just on the computer/tablets screens.

Article laid in Lost in Asia.

Here's the transript for those faint-hearted who do not want to feel the suspense of finding of the suicide corpse.

(The video is spoken in Japanese by Azusa Hayano, a Geologist).
"I've been living here for more than 30 years. My job is mainly environmental protection. I study volcanic eruptions. and the plantation at the foor of Mt. Fuji. In the year 864, Mr. Fuji erupted, and the forest that grew over the dried lava. Was named "Jukai" or "Sea of Trees." "Aokigahara" is the actual name of the place, but people started calling it "Jukai", because the forest, as seen from half way up of Mt. Fuji, is green all year round, and it looks like the ocean.

We're entering the forest now. There's a car that's been abandoned for a few months. Let's take a look. I'm assuming the owner of the car entered from here and never came out. I guess they went into the forest with troubled thoughts. In the old days in Japan, Suicide was mainly known as a samurai's act as in "Seppuku" (harakiri). In other cases, poor families would abandon their elders in the mountains. That's how it was back then. They weren't killing themselves because they couldn't adapt to society. That didn't happen like it does now. It's a modern phenomenon.

This is a sign to stop suicidal people.

"Your life is a precious gift from your parents. Please think about your parents, siblings and children. Don't keep it to yourself. Talk about your troubles."
Then it says to contact the Suicide Prevention Association.

Local don't commit suicide here. As children, they're told not to come near here. They're told it's a scary forest.

This path is open for the public, but you can't follow the trail beyong this point. It says not to enter, because you can easily get lost. In the Jukai, I think I've found more than 100 suicide corpses in the last 20 years or so.

<some pictures of past found corpses>

I found something strange. I'll show you.

05:15: People who are indecisive about dying, wrap this tape on trees along their way, so they can find their way out.

There's something that looks like tent.

I'm going to go see if there's anyone inside. Please wait here. No one's here. It seems like someone was here for a few days. The face that they brought a tent means they were still struggling. They spend a few days here figuring out if they want to die or not. If the body was discovered these tents would be taken away. So I guess the body hasn't been found yet. I think I see something over there.

06:56: In most cases, if you follow the tape, You find something at the end. Either you find a dead body, or you find traces that someone was there. You always find something.

<Upside down doll nailed to a tree>

We accidentally found this, but it's not a prank. They nailed this character upside-down as a symbol of contempt for society. No, it's more like a curse. The curse is nailed in. I think this person was tortured by society.

I think this was done by the same person. It says, "Suicide Note. The name is written here. I came here because nothing good ever happened in my life. Don't look for me." It's nailed like the other one. It must be the same person who did the doll. It's obvious that they were still hesitant to die. Normally, if you're determined to die, you come in and immediately hang yourself. When there's objects like these, it means that they're still hesitant to die. I actually think he might've gone home.

09:30: Was this rope used for hanging? It must've been used for something like that. It seems like it's been cut down. Maybe the body was discovered. This was connected. Four ropes were tied together and made a loop for the head. The body was discovered, so the rope had been cut. I think this person was very determined. The majority hang themselves, next would be sleeping pills, which are seldom successful. It takes about a day for them to die from weakness.

I thought I saw something, but it was just some vegetation.

What's this? A mirror. It's a woman's mirror.

It's a suicide manual. It's about the Jukai. It says "Don't underestimate the mysterious Bguddist monk." There's a Bhuddist monk who lives in the Jukai. The fact that she had this book means she was here for that reason.

There's a woman's umbrella, and a noose. There's a map over here, There was a woman's mirror over there. I think it was a woman's.

I've read in a book that hanging is the least painful way. I met a person who tried to hang himself, but he failed because it was too painful. Generally, you don't survive if you try to hang yourself. But he did it where his feet touched the ground. He survived with a scar on his neck.He was young, and I convinced him not to try it again. After talking for an hour or so, he gradually calmed down. Then went hom saying he didn't feel like dying anymore.

Let's check out that shadow...

13:35: <Convesation with a suspicious camper>
Azusa: Are you okay?
Camper: Yes.
Azusa: You're not allowed to camp here.
Camper: I am sorry.
Azusa: I'm the nature guard. I'm on a suicide patrol. How long are you staying?
Camper: Until tomorrow.

Azusa: Do you have food with you?
Camper: Yes i do. I'm sorry.
Azusa: I just hope you're okay. I'm just trying to prevent suicides.
Camper: Please take this way back.
Azusa: I'm sorry about the trouble.
Camper: Take your time to think, be positive.
Azusa: It was nice meeting you.

That man's tent was pitched in the middle of the trail. When I approached, he closed up the tent and hid inside.

At first he seemed scared, but the more we talked, he gained back some spirit, which often is the case.

It's really hard to tell what his motive was. He didn't look like a young man who likes to hike. I am a bit worried.
I think the way we live in society these days has become more complicated. Face-to-face communication used to be vital, but now we can live our lives being online all day. However, the truth of the matter is we still need to see each other's faces, read their expressions, hear their voices, so we can fully understand their emotions. To coexist.

16:46: <Skull>
Yes, we did find a skeleton today. I think it's about a year or two old.
You know, even if you stare at a suicide corpse, it can't attack you. So it's not terrifying. It makes me feel sorry for them, seeing how humans decompose. It rots and then starts to stink. Before it rots, parasites will hatch, and the flesh will disintegrate. I think it's impossible to die heroically by committing suicide.

Studying how people co-exist with nature is part of environmental research. I was curious why people kill themselves in such a beautiful forest. I still haven't found the answer to that.

I see some bouquets of flowers over here. There's also a box of chocolates. It must be fro mthe deceased's family or friends. They must have brought the flowers.

You think you die alone, but that's not true. Nobody is alone in this world.
We have to coexist and take care of each other. 

That's how i feel.
"

Field Trip - Malay Village - Geylang Serai

Organised a impromptu field trip to the Malay village for my school going children, to let them see and experience how the Malay Muslims prepare and celebrate for their new year.

Hari Raya Puasa is approaching, night bazaars are set up to prepare Muslims of the Big festival of the year. This is one of the biggest holiday in Singapore, known as Muslim celebration day. Hari Raya Puasa marks the end of Ramadan, which is one holy month of dawn-to-sunset fasting.

Geylang Serai after decades had been served as a Malay Village and Bazaars had been set up year after year for this purpose. Later on, Arab Street joined in, however still not as popular yet.

We started on the bus trip down to the place. It wasn't a very long trip. Children started to doze off when i poked them awake to alight. The first thing they noticed is... FOOD! DRINKS! It was right on the first row of the bazaar before everything else, right in front of the bus stop. So i got them some drinks, else they won't move on.

In Hari Raya festivals, similar to the Chinese New Year, Cookies, baked goodies are not to be missed. They were served when families visited each other during the celebrations. New clothes are worn, usually uniform throughout the whole family, what a way to build rapport within a family.




I was surprised to see Perankan clothings too. Afterall, it is a cross culture between the Malay and the Chinese.





Of course, to clean up and prepare a place for visitors during the season, many of them practically changed everything at home! Furnitures are sold. Carpets are replace, and most of these carpets are bigger than me! I assume it covers the flooring of living rooms. Imagine from the size of it from the picture (with the stall owner lying there, staring 'angrily' at the photographer, which looks more like a tourist than a customer). I would have thought the price is over $1,000. Took a peek at the other stall, it was Cheap!


I went pass a stall that provides lightings. I used to love looking at different lighting designs of my Malay neighbours houses. I wonder what other designs can they come out with this year. Apparently, as the years past, these lightings are also customised, such that one doesn't need to rake their creativity on top of their busy preparation of the Great day.




Children were amazed not just the toys that are sale, made me a hard time to pull them away from these stall to show them what malay exchange when they meet each other. The Green Packets, usually containing money inside, exchanged regardless of age or marital status. Other than the traditional designs, i found designs like this that looks exactly like Malaysian Rinngit! Upon leaving the place, i found more of the similar designs, costing more than double the price of these i shown here. But this time, resembling Singapore Dollars, both new and old designs, however, the stall owner is not very willingly to this local tourist to take a picture of them!

Children squeaked with wonders to see life like flowers, and kept questioning me whether they are real ones. I have to say, no, real flowers are rarely sold here, as they were usually used to decorate the house for ONE year before they throw away and buy new ones for the next.

Giving the notorious Joo Chiat Rd a pass, we crossed to the opposite site. I was asked what was that hanging on top as a decoration from lamp post to lamp post. Yes, it is known as the Wau bulan, Malay Moon kite, and note, these are those kites that does not a tail, and it flies very well!

As i dragged the tired children back to the bus stop to go home, i hope it is be a useful trip today. Malay classmates are hard to come by in their school unlike the past.

I hereby wish our Malay counterparts here, 

Selamat Hari Raya Aidilfitri!

Jane
Night Desperato Project

Happy 16th Birthday Malala Yousafzai!

Malala Celebrating her 16th Birthday with the United Nations. Heard her speech, empowering and touching many hearts and missionaries to do something about this world.

Who is Malala?

Malala Yousafzai is a education activist from Pakistan. She was shot in the head in the head and neck October last year by Taliban gunmen due to her efforts. An campaign  "I am Malala" had been launched to demand that all children worldwide bein school by end of 2015. Malala was featured on the Time Magazine as one of the top 100 most influential people in the world in April 2013. Find her Full Speech here.

Here's the transcript of Malala Yousafzai's speech on 12 July 2013, Malala Day at the UN : (thegurdian)

"In the name of God, the most beneficent, the most merciful.

 

Honorable UN Secretary General Mr Ban Ki-moon, respected president of the General Assembly Vuk Jeremic, honorable UN envoy for global education Mr Gordon Brown, respected elders and my dear brothers and sisters: Assalamu alaikum.

 

Today is it an honor for me to be speaking again after a long time. Being here with such honorable people is a great moment in my life and it is an honor for me that today I am wearing a shawl of the late Benazir Bhutto. I don't know where to begin my speech. I don't know what people would be expecting me to say, but first of all thank you to God for whom we all are equal and thank you to every person who has prayed for my fast recovery and new life. I cannot believe how much love people have shown me. I have received thousands of good wish cards and gifts from all over the world. Thank you to all of them. Thank you to the children whose innocent words encouraged me. Thank you to my elders whose prayers strengthened me. I would like to thank my nurses, doctors and the staff of the hospitals in Pakistan and the UK and the UAE government who have helped me to get better and recover my strength.

 

I fully support UN Secretary General Ban Ki-moon in his Global Education First Initiative and the work of UN Special Envoy for Global Education Gordon Brown and the respectful president of the UN General Assembly Vuk Jeremic. I thank them for the leadership they continue to give. They continue to inspire all of us to action. Dear brothers and sisters, do remember one thing: Malala Day is not my day. Today is the day of every woman, every boy and every girl who have raised their voice for their rights.

 

There are hundreds of human rights activists and social workers who are not only speaking for their rights, but who are struggling to achieve their goal of peace, education and equality. Thousands of people have been killed by the terrorists and millions have been injured. I am just one of them. So here I stand. So here I stand, one girl, among many. I speak not for myself, but so those without a voice can be heard. Those who have fought for their rights. Their right to live in peace. Their right to be treated with dignity. Their right to equality of opportunity. Their right to be educated.

 

Dear friends, on 9 October 2012, the Taliban shot me on the left side of my forehead. They shot my friends, too. They thought that the bullets would silence us, but they failed. And out of that silence came thousands of voices. The terrorists thought they would change my aims and stop my ambitions. But nothing changed in my life except this: weakness, fear and hopelessness died. Strength, power and courage was born.

I am the same Malala. My ambitions are the same. My hopes are the same. And my dreams are the same. Dear sisters and brothers, I am not against anyone. Neither am I here to speak in terms of personal revenge against the Taliban or any other terrorist group. I am here to speak for the right of education for every child. I want education for the sons and daughters of the Taliban and all the terrorists and extremists. I do not even hate the Talib who shot me. Even if there was a gun in my hand and he was standing in front of me, I would not shoot him. This is the compassion I have learned from Mohammed, the prophet of mercy, Jesus Christ and Lord Buddha. This the legacy of change I have inherited from Martin Luther King, Nelson Mandela and Mohammed Ali Jinnah.

This is the philosophy of nonviolence that I have learned from Gandhi, Bacha Khan and Mother Teresa. And this is the forgiveness that I have learned from my father and from my mother. This is what my soul is telling me: be peaceful and love everyone.

 

Dear sisters and brothers, we realize the importance of light when we see darkness. We realize the importance of our voice when we are silenced. In the same way, when we were in Swat, the north of Pakistan, we realized the importance of pens and books when we saw the guns. The wise saying, "The pen is mightier than the sword." It is true. The extremists are afraid of books and pens. The power of education frightens them. They are afraid of women. The power of the voice of women frightens them. This is why they killed 14 innocent students in the recent attack in Quetta. And that is why they kill female teachers. That is why they are blasting schools every day because they were and they are afraid of change and equality that we will bring to our society. And I remember that there was a boy in our school who was asked by a journalist why are the Taliban against education? He answered very simply by pointing to his book, he said, "a Talib doesn't know what is written inside this book."

 

They think that God is a tiny, little conservative being who would point guns at people's heads just for going to school. These terrorists are misusing the name of Islam for their own personal benefit. Pakistan is a peace loving, democratic country. Pashtuns want education for their daughters and sons. Islam is a religion of peace, humanity and brotherhood. It is the duty and responsibility to get education for each child, that is what it says. Peace is a necessity for education. In many parts of the world, especially Pakistan and Afghanistan, terrorism, war and conflicts stop children from going to schools. We are really tired of these wars. Women and children are suffering in many ways in many parts of the world.

 

In India, innocent and poor children are victims of child labor. Many schools have been destroyed in Nigeria. People in Afghanistan have been affected by extremism. Young girls have to do domestic child labor and are forced to get married at an early age. Poverty, ignorance, injustice, racism and the deprivation of basic rights are the main problems, faced by both men and women.

 

Today I am focusing on women's rights and girls' education because they are suffering the most. There was a time when women activists asked men to stand up for their rights. But this time we will do it by ourselves. I am not telling men to step away from speaking for women's rights, but I am focusing on women to be independent and fight for themselves. So dear sisters and brothers, now it's time to speak up. So today, we call upon the world leaders to change their strategic policies in favor of peace and prosperity. We call upon the world leaders that all of these deals must protect women and children's rights. A deal that goes against the rights of women is unacceptable.

We call upon all governments to ensure free, compulsory education all over the world for every child. We call upon all the governments to fight against terrorism and violence. To protect children from brutality and harm. We call upon the developed nations to support the expansion of education opportunities for girls in the developing world. We call upon all communities to be tolerant, to reject prejudice based on caste, creed, sect, color, religion or agenda to ensure freedom and equality for women so they can flourish. We cannot all succeed when half of us are held back. We call upon our sisters around the world to be brave, to embrace the strength within themselves and realize their full potential.

 

Dear brothers and sisters, we want schools and education for every child's bright future. We will continue our journey to our destination of peace and education. No one can stop us. We will speak up for our rights and we will bring change to our voice. We believe in the power and the strength of our words. Our words can change the whole world because we ware all together, united for the cause of education. And if we want to achieve our goal, then let us empower ourselves with the weapon of knowledge and let us shield ourselves with unity and togetherness.

Dear brothers and sisters, we must not forget that millions of people are suffering from poverty and injustice and ignorance. We must not forget that millions of children are out of their schools. We must not forget that our sisters and brothers are waiting for a bright, peaceful future.

 

So let us wage, so let us wage a glorious struggle against illiteracy, poverty and terrorism, let us pick up our books and our pens, they are the most powerful weapons. One child, one teacher, one book and one pen can change the world. Education is the only solution. Education first. Thank you."

 World Peace is what all of us looking out for, nobody doesn't want similar incident that happens to Malala Yousafzai and her friends to happen again.